Vacation
Vacation begins accruing with the first paycheck after hire and continues to accrue to a maximum balance of 240 hours. The accrual rate for part-time employees is prorated and based upon the number of hours the employee works per pay period. Employees are eligible to use accrued vacation time after 90 days of employment.

Holidays and personal days
RIC offers employees paid holidays for the following: New Year’s Day, Memorial Day, Independence Day, Labor Day, Thanksgiving Day, Christmas Day and up to three personal days. Holiday time is prorated for part-time employees. You may use personal time after 90 days of employment.

Sick Pay
You will accrue sick time at a rate of 3.08 hours per pay period with the maximum accrual of 720 hours for exempt employees and 360 hours for non-exempt employees. Accrual of sick time for part-time employees is prorated and based on the number of hours worked per pay period. You may use accrued sick time after 90 days of employment.

Extended Sick Pay Bank
Extended Sick Pay Bank hours accrue at a rate of 3.08 hours per pay period. Maximum accrual is 240 hours. The Extended Sick Pay Bank provides 60% of an employee’s base compensation in the event of the employee’s own illness or injury. Sick Bank is used for time that is medically necessary as certified by a physician. Its usage must be approved by Human Resources and is paid after sick and vacation days are depleted. Employees are eligible for Sick Pay Bank after 90 days of employment.

Employee Assistance Plan (EAP)
RIC provides a confidential Employee Assistance Program (EAP) through the Hartford (locally administered by ComPsych) to all benefits eligible employees and their dependents.

Ability Assist EAP
Ability Assist provides professional, confidential assistance to employees, spouses and their dependents managing every day issues such as job pressures, relationships, retirement planning, or finding child care, or faced with grief, loss, or the impact of a disability. Ability Assist includes up to five face-to-face confidential sessions per year with a counselor, financial planner and/or legal advisor. Simply call 1-800-96-HELPS (1-800-964-3577).

Beneficiary Assist EAP
Beneficiary Assist helps employees cope with the emotional, financial, and legal issues that can arise after a loss or in the event of a terminal illness. Benefits include unlimited contact for grief counseling, financial planning and legal information for up to one year, specific assessment and action planning, and referrals to additional outside services to support specific situations, such as long-term grief counseling, complex probate or estate planning and relocation. Simply call: 1-800-411-7239.

Travel Assist EAP
The Travel Assist program provides three kinds of services for your vacation travels—pre-trip information, emergency medical assistance and emergency personal services. Information and assistance ranges from travel advisories, embassy and consular referrals and immunization requirements to repatriation, bail advancement and medical evacuation. From the US, call

1-800-243-6108. From other locations, call collect 202-828-5885.

RIC Employee Discounts
The Rehabilitation Institute of Chicago (RIC) has developed relationships with local and national organizations to offer RIC employees cost savings on everyday items and services. Contact benefits@ric.org for additional details on current savings.

RIC Health Insurance Benefits

Medical Insurance
The Rehabilitation Institute of Chicago (RIC) is committed to offering a variety of medical benefits that provide generous coverage for both employees and their covered dependents. The plans are designed to allow employees to tailor their coverage levels to both individual and family needs, plan structure preference and monthly financial planning. RIC offers medical plan choices for our employees from two of the largest and most trusted insurance providers in the country: a PPO medical plan with Blue Cross Blue Shield, and an EPO (HMO like) medical plan with Aetna. We strive to offer flexible and competitive benefits in the local marketplace at an affordable price, and realize the importance of having peace of mind that your coverage is accessible when you need it.

Dental Insurance
As part of the comprehensive health insurance coverage offered to employees and their families, RIC offers dental benefits through either BlueCare PPO or Guardian/First Commonwealth DHMO. Similar to the two medical plan options, the two dental plans provide employees the opportunity to select between PPO and HMO plan structures. Employees can enroll in either dental plan without respect to their choice of medical plans, allowing the greatest amount of flexibility for employees to tailor their coverage levels to both individual and family needs, plan structure preference and monthly financial planning.

Vision Insurance
In addition to the complementary vision discounts employees are eligible to utilize through their respective medical insurance plans, RIC offers its employees the additional opportunity to enroll in dedicated vision insurance coverage. This insurance provides members optometry coverage and discounts for vision services including eye exams, frames and eye glass lenses and contacts at both national chains and local providers.

Income Protection and Life Insurance

RIC realizes the importance of providing employees a perpetual level of income protection in the event they suffer an unforeseen sickness or injury. As such, RIC automatically enrolls all benefits eligible employees in Long-Term Disability (LTD) coverage, with the premiums paid courtesy of RIC. LTD provides employees income replacement in the event that they become sick or injured and are unable to work.

RIC realizes the importance of having peace of mind that your family is protected in the event of an unforeseen event or loss. As such, RIC provides all benefits eligible employees group life insurance coverage after 90 days of employment. This group term life and AD&D insurance is administered by The Hartford, and provides a policy value equal to 1.5 times your total annual compensation, to a maximum of $200,000.

Upon hire, employees must initially designate primary and contingent beneficiaries for this coverage, and you may change your beneficiaries by visiting the Human Resources Department. RIC employees are automatically enrolled in this coverage. There are no payroll deductions and you’ll never see a premium invoice. However, the IRS mandates that all group term life insurance policies above $50,000 be added as imputed income on annual W2 tax documentation. RIC tracks the additional amounts on a monthly basis and adjusts the year-end W2.

Retirement

Pension Plan
The Rehabilitation Institute of Chicago (RIC) offers a variety of retirement benefits that provide generous options for employees once they reach retirement age. Our Pension plan is 100% funded by RIC, and allows individuals to supplement other retirement savings.

RIC employees over the age of 21 who have worked at RIC more than 1,000 hours in one plan year are automatically enrolled in RIC’s pension plan to supplement retirement income. Employees are fully vested in the plan after five years of service.

Retirement Plan – 403(b)
RIC’s 403(b) plan is an employee-funded option that allows individuals to supplement other retirement savings, and gives people the flexibility to invest in a varied portfolio of options.

RIC provides a competitive 403(b) retirement plan through AUL/OneAmerica to all full and part-time benefit-eligible employees.